What is ACH, and can everyone participate?

Automated Clearing House (ACH) is the electronic transfer of funds from the Cosumnes CSD into a vendor's designated banking account. Vendors can authorize payments to be made directly to a savings or checking account. All vendors and suppliers are encouraged to participate in Cosumnes CSD’s ACH program.

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1. What is ACH, and can everyone participate?
2. What are the benefits of ACH?
3. How do I enroll in the ACH program?
4. How do I find more information about enrolling or updating my ACH account?
5. How will Cosumnes CSD know if the vendor’s financial institution’s routing and transit information is established?
6. What kind of confidence can I place in an electronic transfer of money?
7. Will I be charged any service fees for the ACH process?